duniaQwikCash

duniaQwikCash gives you the power to make payments and transfer money with just an SMS! The power of convenience. Now at your fingertips!

With duniaQwikCash, now you can:

  • Transfer funds internationally to any beneficiary overseas.
  • Pay your utility bills, school fees and much more...
  • Transfer funds from your dunia Credit Card to any other dunia Credit Card.
  • Transfer funds from your dunia Credit Card to any third party account in the UAE.
  • Transfer funds to your dunia Credit Card from any bank account in the UAE.
  • Transfer funds from your dunia Credit Card to your family back home by giving them a dunia Family Card with a defined balance or a supplementary card with a defined limit.

What you need to get started

  • If you are already a dunia Credit Card holder, just call us on our 24 hour contact to enroll for the service. You have multiple packages to choose from. dunia has specifically designed silver, gold and platinum packages based on your need and frequency of usage.
  • If you do not have a dunia Credit Card, click here to apply for a dunia Credit Card and the duniaQwikCash service.

Benefits of duniaQwikCash

Subscription Package

  Silver Gold Platinum
Subscription Fee (per Month) AED 20 AED 50 AED 100
No. of transfers from your dunia Credit Card to any other dunia Credit Card 2 6 Unlimited
No. of transfers from your bank account to your dunia Credit Card 2 6 Unlimited
No. of International Funds Transfer using your dunia Family Card 2 6 Unlimited
No. of International Funds Transfer via Exchange House1 Unlimited.
You also receive AED 15 discount on cash withdrawal charges associated with duniaQwikCash
Unlimited.
You also receive AED 30 discount on cash withdrawal charges associated with duniaQwikCash
Unlimited.
You also receive AED 60 discount on cash withdrawal charges associated with duniaQwikCash
Transfer funds from your dunia Credit Card to any bank account in the UAE2 Unlimited.
You also receive AED 40 discount on cash withdrawal charges associated with duniaQwikCash
Unlimited.
You also receive AED 55 discount on cash withdrawal charges associated with duniaQwikCash
Unlimited.
You also receive AED 85 discount on cash withdrawal charges associated with duniaQwikCash
No. of utility bill payments/month Unlimited Unlimited Unlimited

 

1Additional charges levied by the exchange house would also apply.

2Additional charges associated with Electronic Funds Transfer as per the schedule of fees and charges would apply.

 

If you exceed the number of transactions allowed within the package, the following per unit charges would apply:

Additional Charges
Details of Service All Packages
(Silver, Gold, Platinum)
Transfer funds from your dunia Credit Card to any other dunia Credit Card AED 20 per transfer
Transfer funds from your bank account to your dunia Credit Card AED 20 per transfer
International Funds Transfer using your dunia Family Card AED 20 per transfer

 

Transferring money via duniaQwikCash is simple. Refer to the instructions below for help on how to set up a payee and transfer funds with just an SMS.

 

1. Set up a payee

  • Call our 24 hour contact center and provide the details of the person you would like to transfer funds to. In order to make it easy to remember, you would also need to assign a 'nickname' to each payee.
  • If the payee is a dunia Credit Card holder, please provide the name, mobile number and last 4 digits of the dunia Credit Card.
  • If the payee holds an account in the UAE, please provide the name and address of payee, Account title, Bank and branch name, IBAN number, purpose of fund transfer
  • If the payee holds an account abroad, please provide the name and address of payee, Account title, Bank and branch name, Account number, Swift/IFSC code, purpose of fund transfer
  • Once the payee has been set up successfully, you will receive a confirmation SMS from us.

2. Setting up a bank account

  • Fill in the Direct Debit form, scan and send to qwikcash@dunia.ae. Download the form here
  • Once set up, you can transfer funds from your bank account to your dunia Credit Card.

3. Issue a dunia Family Card

  • Call our 24 hour contact center or email us at qwikcash@dunia.ae and provide the details of the person you would like to issue a dunia Family Cash Card to.
  • The card would be issued and couriered to you to send to your family member.

4. Transfer money

  • Once you have set up a payee / issued a dunia Cash Card, you can transfer money to any of your payees by sending an SMS in the appropriate format(as indicated below) to 9292 or by calling our 24 hour contact center.
  • For the best rates on international remittances via our partner exchange houses, please call our 24 hour contact center.
  • You can make the following transfers monthly by subscribing to the duniaQwikCash service
  • If you make more than the number of transactions mentioned above, you would be charged on a per transaction basis as given in our schedule of fees and charges and mentioned above. Please refer www.dunia.ae/fees

5. SMS templates

  • To transfer funds from your dunia Credit Card to any other dunia Credit Card, send the following SMS to 9292: SEND <payee nickname> <amount> e.g. SEND Ahmed 1000
  • To pay any utility bill using your dunia Credit Card, send the following SMS to 9292: SEND <payee nickname> <amount> e.g. SEND myDewa 100
  • To transfer funds to any payee (local transfer to a bank account in AED), send the following SMS to 9292 : PAY <payee nickname> <amount>
    e.g. PAY Ahmed 1000
  • To transfer funds from your bank account to your dunia Credit Card, send the following SMS to 9292 : PAYME <bank account nickname> <amount> e.g. PAYME myBank 2000
  • For international remittance via an exchange house, for the best rates, please call our 24 hour contact center
  • To check the balance on your Credit Card, send the following SMS to 9292: BALANCE

6. Fees & Charges

  • Please refer to our website for the latest schedule of fees and charges www.dunia.ae/fees

Terms and conditions:

duniaQwikCash service is an easy way to transfer money and make payments by simply sending an SMS. In order to avail of the service, you are required to register yourself and provide details about the beneficiary of the transfer. A fee will be charged for providing this service. dunia will endeavor to make all transfers and payments authorized by you within five (5) working days. dunia will not be liable for any charges levied on you by any third party for any reason whatsoever. 1Remittance of funds abroad will be done in conjunction with other UAE licensed financial institutions. dunia will not be responsible for any loss or damage caused by reason of the remittance or failure to remit funds on your instructions. Eligibility and Approval for all financial solutions from dunia depend on dunia's credit criteria, Central Bank regulations, UAE laws, and policies established by dunia. The eligibility and documentation requirements may be enhanced or modified at the sole discretion of dunia. All products, services and procedures of dunia are subject to the dunia's Terms & Conditions (T&Cs), copies of which are available at the dunia offices or may be viewed at www.dunia.ae/termsandconditions. To view the schedule of applicable Fees and Charges, please visit www.dunia.ae/fees. The T&Cs and Fees & Charges may be modified at any time at the sole discretion of dunia. At least 60 days prior notice will be given in the monthly statement in case of any withdrawal or change in the applicable schedules of charges.